Other Services

These accounts all offer consumers and businesses financial benefits, but there are components about each that set them apart. A consumer-directed healthcare account is an account that can help pay for medical expenses. It can be set up by an individual or offered through the employer. These accounts give account holders more control over their healthcare dollars.


Consumer-Directed Healthcare Accounts

Health Reimbursement Accounts (HRA)
A type of employer-funded health benefit that reimburses employees for out-of-pocket medical expenses.

Man in a suit handing employee a reimbursement check

Health Savings Accounts (HSA)
A type of savings account that allows you to set aside money on a pre-tax basis to pay for qualified medical expenses.

Doctor checking a woman's blood pressure

Flexible Spending Accounts (FSA)

  • Medical FSA - A type of account that lets you pay for qualified medical expenses with tax-free dollars.
  • Dependent Care FSA - A type of account that lets your pay for eligible dependent care with tax-free dollars.
Senior couple drinking coffee and using a tablet device

Quisque rutrum. Aenean imperdiet. Etiam ultricies nisi vel augue. Curabitur ullamcorper ultricies nisi. Quisque rutrum. Maecenas tempus

  • Aenean vulputate eleifend tellus. Aenean leo ligula, porttitor eu, consequat vitae, eleifend ac, enim.
  • Aliquam lorem ante, dapibus in, viverra quis, feugiat a, tellus. Phasellus viverra nulla ut metus varius laoreet.
  • Quisque rutrum. Aenean imperdiet.
  • Etiam ultricies nisi vel augue. Curabitur ullamcorper ultricies nisi.
Happy family playing and laughing on a couch
Decoding Consumer Accounts Comparison ChartDownload Chart

Other Benefits Services

Section 125 -
Cafeteria Plan

Allows employees to reduce their gross income, effectively reducing the amount they pay in Federal, Social Security, and some State taxes. The employer also realizes savings on FICA withholding tax for each participating employee.

Benefits Administration
Enrollment Systems

Provides monthly consolidated billing administration to pay carriers directly as well as robust reporting data and historical reports. Employees have access to the portal 24/7/365 as well as a mobile app that provides ID cards, and real time updates.


Allows eligible employees and their dependents the continued benefits of health insurance coverage when an employees loses their job or experiences a reduction of work hours.

Wellness/Wellbeing Programs & Administration

Designed to improve and promote employee health conditions. Gives employees incentives, support, privacy and strategies to adopt and maintain healthy behaviors.